At HM3 Insurance, LP, we take time to understand our client’s unique personal and business needs, identify gaps in coverage that may lead to unnecessary risk exposure, and craft custom solutions that fit their life and/or their business.  From protecting your home to insuring your business, we offer a wide range of insurance solutions to fit every need.

As an independent insurance agency, we have the ability to offer a comprehensive suite of insurance solutions from a large array of insurance providers.  This allows us to effectively protect your life and your business from the unexpected.  Below you will find a list of some of the various insurance products we offer.  However, if it is not listed below but fits within your custom plan, we will find and provide it:

Personal

• Auto
• Boat
• Condominium
• Flood
• High Net Worth Coverage
• Homeowners
• Motorcycle
• Renters
• RV
• Quad
• Snowmobile

Business

• Business Interruption
• Business Owners Package
• Commercial Auto
• Commercial Property
• Commercial Umbrella
• General Liability
• Hotel/Motel Hospitality
• Manufacturers
• Professional Liability (E&O) (D&O)
• Risk Management Services
• Surety Bonds
• Workers Comp

Life/Health

• Life
• Individual Health
• Family Health
• Individual Disability
• Individual Dental
• Individual Vision
• Final Expense
• Medicare

Group

• Group Disability
• Group Life
• Group Health
• Group Dental
• Group Vision
• Group Long Term Care
• Flex Spending
• Health Savings Account